Call Us 803-546-4707 ☰ ˟
Logo
Call Us 803-546-4707
  • Home
  • Get A Quote
  • What We Offer
    • Auto Insurance
    • Home Insurance
    • Commercial Insurance
    • Motorcycle Insurance
    • RV Insurance
    • Boat Insurance
    • Renters Insurance
  • Blog
  • Resources
    • Refer a Friend
    • Important Links
    • Insurance Glossary
  • About Us
    • About Allegiance Insurance Group
    • Location Map
    • Employee Directory
    • Customer Testimonials
    • Privacy Policy
  • Contact
    • Contact Us
    • Join Our Newsletter
Home > Blog > Your Car Got Egged – Will Auto Insurance Pay For The Damage?
TUESDAY, DECEMBER 3, 2019

Your Car Got Egged – Will Auto Insurance Pay For The Damage?

 

Your Car Got Egged – Will Auto Insurance Pay For The Damage?

Broken Egg

Waking up to your car having egg on it is never a good way to start the day. Egg on a car can cause damage to the paint. When this happens, you'll realize you need to clean it up. However, how do you improve the paint? Will your Automobile Insurance Policy help you?

 

How an Egging May Have Coverage

 

It is not always possible to get car insurance to pay for your damage. If your Allegiance Insurance Group agent sees the damage as a type of vandalism, it may qualify under some forms of coverage. There are limits to consider though.

 

How Extensive Is the Damage?

 

If you have a few areas of minor scratches from the eggshells, it may not be enough damage for a claim. If, on the other hand, the vehicle's paint has damage throughout it, you may be able to get coverage. To determine this, get an estimate from your mechanic about the cost to repair the damage.

Then, consider your insurance deductible. Most car insurance companies have a deductible. This is the amount you are responsible to pay for any accident before the insurer pays the remaining amount. Most drivers have a deductible of $500 to $1,000, sometimes more. If the damage from the egging is not above the cost of the deductible, there is no benefit to filing a claim. If the damage costs $1,200, and your deductible is $500, the insurer will cover $700 if they accept the claim.

 

When Will They Help You?

 

If your own kids egged your car, chances are good your auto insurance policy will have limitations on the coverage available to you. If you can show it was vandalism, however, it may fall under your comprehensive auto insurance. If you believe this is the case, be sure to file a police report. The police will document the incident. They will provide you with a report you can give to your auto insurance company. From there, the agent will attempt to file the claim for you.

If you have comprehensive car insurance and you believe the damage was an act of vandalism, Contact Us Let them know what happened. Document the incident with pictures and any evidence you have on hand. This can help prove your case and help you to get coverage.


Posted 10:43 AM

Tags: car insurance, auto insurance, cheap insurance, allegiance insurance group
Share |


No Comments


Post a Comment
Required
Required (Not Displayed)
Required


All comments are moderated and stripped of HTML.

NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2023
  • 2022
  • 2021
  • 2020
  • 2019
  • 2018
  • 2017
  • 2016

  • auto insurance(41)
  • insurance(37)
  • car insurance(37)
  • cheap insurance(14)
  • boat insurance(11)
  • motorcycle insurance(8)
  • allegiance insurance group(7)
  • south carolina(7)
  • automobile insurance(5)
  • car(5)
  • south carolina insurance(5)
  • boat(3)
  • cheap insurance south carolina(3)
  • cheap auto insurance(3)
  • auto(3)
  • renters insurance(2)
  • insurance south carolina(2)
  • car insurance south carolina(2)
  • home insurance(2)
  • allegiance insurance south carolina(2)
  • weather(1)
  • allegiance insurance(1)
  • business insurance(1)
  • watercraft insurance(1)
  • sc(1)
  • south caroina(1)
  • atv(1)
  • allegiance insurance group south carolina(1)
  • staying prepared(1)
  • cheap car insurance(1)
  • bike insurance(1)
  • vehicle(1)
  • auto home boat motorcycle commercial(1)
  • rv insurance(1)
  • auto insurance rates(1)
  • motorcyle insurance(1)
  • harley(1)
  • honda(1)
  • car insurane(1)
  • golf cart(1)
  • motorcycle(1)
  • electric vehicles(1)
  • golf cart insurance south carolina(1)
  • car insurance columbia sc(1)
  • commercial insurance(1)
  • motorcycle insurance columbia south carolina(1)
  • vehicle insurance(1)
  • watercraft(1)
  • commercial auto insurance(1)
  • auto insurance-car insurance-insurance-south carolina(1)

View Mobile Version
Carrier
Carrier
Carrier
Home| Quotes| Blog| Testimonials| Refer a Friend| About Us| Contact
540 St. Andrews Rd # 215B | Columbia, SC 29210
P: 803-546-4707 | F: (803) 798-3134 | Info@aigsc.com
Social Social Social
Logo

Powered by Insurance Website Builder